TW Brokers provides bespoke employee benefits and private health insurance solutions designed around your business. We work with SMEs and small businesses across the South East, building flexible, modular plans that fit your needs and budget. You choose only the cover you need, with the flexibility to add more.
We’re independent brokers with access to the whole of the market, so you get impartial advice, competitive rates and a personal service every step of the way. We build the plans that are right for you and your business.
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Let’s find the right health and protection cover for your business.
Private Medical Insurance (PMI)
Give your team quick access to diagnosis and treatment at private hospitals, reducing downtime and showing that you value their wellbeing.
We’ll compare policies across all major providers to find the best fit for your budget and workforce – whether you’re covering one director or your entire team.
Income Protection
Provides regular payments to replace part of an employee’s income if they’re unable to work due to illness or injury.
This helps your people maintain financial security while protecting your business from the disruption caused by long-term absence.
Life Assurance
Also known as “Death in Service” benefit, this offers financial support to an employee’s family if the worst happens.
A simple, cost-effective way to show care for your team and strengthen your benefits package.
Cash Plans
A popular, affordable option for small businesses. Cash plans reimburse employees for routine healthcare costs such as optical, dental and physiotherapy treatments.
They’re simple to manage, easy to claim from, and can be tailored to suit every budget.
Critical Illness Cover
Pays out a lump sum if an employee is diagnosed with a serious medical condition such as cancer, heart attack or stroke.
It provides reassurance for your team and can form part of a comprehensive protection package alongside life and income cover.
Dental Plans
Routine dental care can be expensive – and neglected if employees have to cover the cost themselves.
We can arrange dental cover that helps with everyday treatment as well as major dental work, keeping your team healthy and smiling.
Group Travel Insurance
Protect your people when they travel for work. Group travel cover provides peace of mind for business trips in the UK or abroad – including medical emergencies, cancellations and lost belongings.
Flexible, Modular Cover
All our products are modular, so you can build exactly what you need. That could be a simple cash plan, a full suite of health and protection benefits or anything in between.
If you already have cover in place, we make it easy to switch brokers with no change to your existing benefits.